Travel insurance is as important as insurance on your car or home. It protects your time, your valuables, and your investment. When you're traveling there are enough things to worry about. Travel Guard provides the peace of mind you need to enjoy your vacation, business trip, or family getaway.
If your trip is canceled, interrupted, or delayed,
you're protected. If your baggage or important documents are lost or stolen-you're protected. If you are traveling abroad and need emergency medical assistance-you're protected.
For complete Insurance policy information, please note the following:
Unique selling
points of the insurance below:
1. Worldwide coverage, NOT limited to just one country or
continent
2. Can be sold to residents of ANY country and ALL nationalities
3. Covers anyone not older than 80 years
4. Covers every trip up to 90 days
5. Can be purchased by anyone, regardless where you buy your trip
6. Underwritten by leading underwriters in travel insurance
How does this
Program work ?
1. Select an Insurance below you want to
purchase, and click on Order
here
2. Complete the correct Online Order Form.
3. Payments can be made by Visa, MasterCard or EuroCard credit
cards,
3. OR by debit charge to your US bank
account.
4. Upon approval of your payment, the Insurance Policy is emailed
4. to you within 4 business hours.
5. Please be sure to carry a copy of the Insurance policy during
your trips.
6. For any further questions, email
us.
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IMPORTANT NOTES
- To avoid credit
card fraud, payment for this insurance can ONLY be made by the
insured person, except husband or wife who can pay for each
other or for their children under 21 years old.
Children CANNOT pay for their parents insurance.
- This insurance is
ONLY intended to cover EMERGENCY medical expenses while you are traveling,
NOT routine medical care.
- This insurance
CANNOT be used to extend coverage purchased from a different
insurance company.
- The coverage is
ONLY for the first 90 days from the date of departure from your
home, NOT from a temporary residence.
Coverage CANNOT be extended beyond 90 days for any one trip.
- Travel Secrets
will send purchase confirmation and policy within 2 business
days.
|
| |
SILVER
Plan
Maximum
Coverage |
GOLD
Plan
Maximum
Coverage |
PLATINUM
Plan
Maximum
Coverage |
1.
Emergency Medical, Hospital & Dental
If the Member's injuries, sickness or "serious
illnesses" result in expenses shown below, We will pay up to
the limit shown on the Schedule of Benefits for the
"Necessary" medical treatment up to the "Usual"
and "Customary" charge for such expense incurred within
365 days from the date of the accident. The first expense must be
incurred within forty-eight hours of the date of the incident if for
a covered Accident, providing the initial injury was incurred during
the trip. The injury or sickness or "serious illness" must
occur while the Member is on a covered trip. |
$10,000 |
$50,000 |
$100,000 |
2.
Emergency Medical Transportation
We will cover reasonable and necessary medical services required
for evacuation to the nearest adequate medical facility as the
result of a covered "serious" illness or an injury during
a Trip. This service will be arranged only if Your doctor, in
cooperation with Our Doctor determines that adequate medical
treatment is not locally available. Service must be provided by a
provider approved by Us. Timely notification by You or a designated
person to our Administrator is required. |
$25,000 |
$50,000 |
$100,000 |
2a.
Medical Repatriation
In addition to the above covered expenses, if We have previously
evacuated You to a medical hospital, and Your Doctor feels that it
is medically necessary to recuperate in a medical facility near Your
permanent place of residence, We will pay Your repatriation costs
from that facility to a hospital nearest Your usual place of
residence, within one year from Your original Trip completion date,
less refunds from Your unused transportation tickets. In no event
will We pay more than the amount listed on the Schedule of Benefits
under this benefit. This benefit must be authorized by Us. |
included
in 2 |
included
in 2 |
included
in 2 |
2b.
Repatriation of Mortal Remains
In the event of Your death while on a covered trip during the
terms of this Membership, We will pay in addition to all other
Benefits for the preparation and transportation of the Member's
remains or ashes back to the usual place of domicile. In no event,
will We pay more than the amount listed on the Schedule of Benefits
for Emergency Medical Transportation. This benefit must be
authorized by Us. |
included
in 2 |
included
in 2 |
included
in 2 |
2c.
Visitor to bedside
If a Member is hospitalized for 10 days or longer, We will pay
for an economy, round trip transportation fare for one family member
or close friend to visit Your bedside. This benefit must be
authorized by Us. |
included
in 2 |
included
in 2 |
included
in 2 |
2d.
Lodging Benefit
Following a covered accident or illness to the Member, We will
pay the reasonable cost of a hotel, motel or other lodging room rate
for one person required upon medical advice to stay with, travel to
or escort the covered Member home. This benefit must be authorized
by Us. |
included
in 2 |
included
in 2 |
included
in 2 |
2e.
Return of dependent children or grandchildren
If dependent children or grandchildren are traveling with a
Member, and they are left unattended as a result of a covered
Accidental Bodily Injury or Emergency Illness, We will pay for a
one-way economy airfare for their return home. A qualified attendant
will also be provided, without charge, when required. This benefit
must be authorized by Us. |
included
in 2 |
included
in 2 |
included
in 2 |
2f.
Return of vehicle
In the event of Your evacuation or repatriation, We will arrange
and pay up to the maximum limit shown on Your "welcome"
letter, to have Your personal or rental vehicle returned to Your
residence or to the rental agency. This benefit must be authorized
by Us. |
included
in 2 |
included
in 2 |
included
in 2 |
3.
Baggage delay
Reimburses for the necessary emergency purchase of replacement
items, up to the limit shown on the Schedule of Benefits, when
checked Baggage is misplaced by a Common Carrier for at least 12
hours from the time of Your arrival during a covered trip. We must
receive proof of Your expenditure and proof that You filed a claim
with the Common Carrier. This does not apply to carry-on luggage nor
does it apply if Your Baggage is delayed after You reach Your usual
place of residence |
$150 |
$150 |
$300 |
4.
24-Hour travel accidental death & dismemberment
We will pay in one sum the principal sum shown on the Schedule of
Benefits when Injury results in any of the losses to the Member
shown below "while on a covered trip". Aircraft coverage
is limited to riding as a passenger and not as a pilot or member of
the crew in any "Scheduled Airline" aircraft.
"While on a trip" means while a Member is on a trip
between the point of Departure from their permanent residence to the
Destination (both as designated on the Member's ticket, hotel or
restaurant receipt) provided; (a) such trip is on or after the date
of policy purchase; (b) the destination is at least 120 miles from
the permanent place of residence; and (c) the trip has not exceeded
ninety (90) consecutive days.
"Scheduled Airline" (including scheduled charters) means
an airline with a license for civil scheduled air transport issued
by the country in which its aircraft are registered. Such airline
must file and publish schedules and fares for regular passenger
service between cities.
The 24-Hour Travel AD&D Description of Benefits is shown in the
Schedule below. If the Member's injury results in a loss shown below
within one year after the Accident causing the loss, we will pay
for:
Loss of Life
Principal
Sum
Loss of both Hands or both Feet or sight of both Eyes
.
Principal Sum
Loss of one Hand and one Foot
...Principal Sum
Loss of one Hand or one Foot and sight of one Eye
Principal
Sum
Loss of one Hand or one Foot or sight of one Eye
50% of
Principal Sum
If the Member suffers more than one loss from an Accident, We will
pay only for the loss with the larger benefit. Loss of a hand or
foot means complete severance at or above the wrist or ankle joint.
Loss of sight of an eye means complete and irrecoverable loss of
sight.
Disappearance: If the Member's body is not found within 1 year of
the disappearance, forced landing, stranding, wrecking or sinking of
a conveyance in which They were an occupant, They will be presumed
dead. |
$25,000 |
$50,000 |
$100,000 |
| 5.
24-Hour Emergency Assistance |
included |
included |
included |
|
